Contributing to your workplace plan — especially enough to capture any employer match — is one of the simplest ways to grow long-term savings. Contributions are typically made pre-tax, reducing your taxable income today while building toward retirement.

You can typically roll funds from a previous employer's plan directly into your current plan or an IRA, avoiding taxes and penalties. Contact us and we'll walk you through the paperwork and coordinate with your old provider directly.

Depending on your plan's rules, you may be eligible for a loan or a hardship withdrawal under specific circumstances. Reach out to us directly and we'll review your plan's provisions with you to see what's available.

You generally have a few options: leave your balance in the plan, roll it over to a new employer's plan or an IRA, or take a distribution (which may have tax implications). Contact us and we'll explain what makes sense for your situation.