RESOURCES
Straightforward guidance on the questions we hear most, plus links to the official sources that matter.
ANNUAL CENSUS
A quick walkthrough of what we need from you each year, and why it matters for keeping your plan compliant.
COMMON QUESTIONS
What is a third-party administrator (TPA)?
A TPA manages the day-to-day administration of a retirement plan — compliance testing, plan documents, and participant support — working alongside your recordkeeper, financial advisor, and CPA.
What is a Safe Harbor 401(k)?
A plan design that eliminates annual nondiscrimination testing in exchange for mandatory employer contributions, simplifying compliance for many businesses.
Can an employee take a hardship distribution?
Most plans allow hardship distributions under specific IRS-defined circumstances. We handle the request, documentation, and processing directly with your employee.
What's the difference between ERISA and non-ERISA plans?
ERISA plans are subject to federal regulations protecting employee benefits, while certain non-ERISA plans (like some 403(b) plans) follow different compliance rules. We handle both.
